What is it?
Home insurance, is a type of property insurance that covers a private residence. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, it's contents or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory.
Why do we need it?
We are in an area with a fault line second only to the San Andrea fault line, meaning there are, on average 600 earth tremors a year here, making insurance vital if you are to avoid a potential financial calamity. Weather patterns can be extreme in this part of the world. Extreme heat, heavy rain fall, landslide and high winds, all of which can seriously damage your property.
Home insurance may not be mandatory but the dangers of not having this kind of cover are there for every one to see. We may find ourselves in situations where our houses are broken into or awake to find fire blazing down the house, taking with it all our possessions. Misfortunes such as hurricanes, earthquakes and floods befall people all over the world every other day. These are just a few of the many things that can happen to anyone out there. However, one who has taken a home insurance cover will always be in a better position despite the circumstances than those who have not taken cover, protecting us from financial loss when we are visited by misfortunes.
What to take into account when purchasing House Insurance
A wise person needs to consider very carefully, the type of house insurance which is best suited to them. take care when choosing the insurance company with which you entrust your property, as mistakes can be expensive!
- Ask the Agent their speed of response when making a claim?
- What, if any, are the excesses on claims?
Why choose Esta?
Esta is one of the most comprehensive insurance agencies in North Cyprus, committed to finding you the right insurance product at the best price, and dedicated to saving you time and money. Esta offers a range of low cost House Insurance products to suit your needs. With Esta you get high quality coverage, sensible advice and a helping hand. When you face difficult situations, you need help and support immediately. Esta provides fair, equitable and friendly service. Contact us to get more information and find out which products may be suitable for you.
"Quality is our policy, make ESTA yours!"