What is Travel Insurance?
Travel insurance is insurance that is intended to cover medical expenses, financial default of travel suppliers and other losses incurred while travelling.
How can I arrange Travel Insurance
Temporary travel insurance can usually be arranged at the time of the booking of a trip to cover exactly the duration of that trip, or a "multi-trip" policy can cover an unlimited number of trips within a set time frame. Coverage varies and can be purchased to include higher risk items such as "winter sports'.
Why do I need it?
For some travellers, insurance is a good idea, for others, it's not. What are the chances you'll need it? How willing are you to take risks? How much is peace of mind worth to you? Take these considerations into account, understand your options and make an informed decision for your trip. If you incur medical expenses while overseas and you don't have travel insurance, you are personally liable for covering these costs. Travel insurance is as essential as your passport, regardless of your travel destination. If you can't afford travel insurance, you can't afford to travel!
Why do we recommend Travel Insurance?
As an example, while most people travel safely overseas, some find themselves in trouble. Medical treatment overseas can be expensive whether it is for injury from an accident or for illness such as food poisoning, appendicitis, or heart attack.
In cases where the individuals are not covered by travel insurance, such personal tragedies can be further compounded a long-term financial burden. Hospitalisation, medical treatment, medical evacuations, or even the return of the deceased's remains to another country can be very expensive.
Daily hospitalisation costs in many parts of the world can be expensive, return of remains from Europe in excess of $10,000, medical evacuations from the United States regularly range from $75,000 to $95,000 and sometimes up to $300,000. When choosing a policy make sure you have considered all of these things.
Unfortunately, not all travellers buy travel insurance. Travellers who are not covered by insurance are personally liable for covering incurred medical and associated costs. As a result, families have been forced to sell off assets, including family homes to afford to bring loved ones back home. At Esta we have a number of products available to suit everyone's needs and we can provide annual policies to aged 80 and single trip policies to aged 85.
Why choose Esta?
Esta is one of the most comprehensive insurance agencies in North Cyprus, committed to finding you the right insurance product at the best price and dedicated to saving you time and money. Esta offers a range of low cost Travel Insurance products from a variety of companies to suit your needs. With Esta you get high quality coverage, sensible advice and a helping hand. When you face difficult situations, you need help and support immediately. Esta provides fair, equitable and friendly service. Contact us to get more information and find out which products may be suitable for you.
"Quality is our policy, make ESTA yours!"